DETAILED SYLLABUS AND SUGGESTED READING MATERIALS FOR
JUNIOR ASSOCIATE OF THE INSTITUTE OF BANKERS, BANGLADESH (JAIBB)
PAPER 1 : PRINCIPLES OF ECONOMICS AND BANGLADESH ECONOMY
Full Marks : 100
Module A: Concepts of Economics and Demand Supply Analysis
Economics, Scarcity, Opportunity Cost, Micro and Macro Economics
Law of Demand and Supply, Changes in Demand and Supply
Demand Supply Interaction, Market Equilibrium, Shortage and Surplus, Price Ceiling and Floor
Price Elasticity, Income and Cross Elasticity of Demand
Module B: Production, Cost and Market structure
Theory of Production and Cost, Law of Variable Proportions, Returns to Scale, Short and Long-Run Costs.
Different forms of Market: Perfect Competition, Monopoly, Oligopoly and Monopolistic Competition; Their Characteristics and Equilibrium Situations.
Module C: Macroeconomics
Overview on Macroeconomics; Macroeconomic Goal, Policies and Accounts
Macroeconomic Accounts: National Income Account, Fiscal Account, Monetary Account and BOP Account.
Macroeconomic Policies and their Interactions
Module D: Bangladesh Economy
Structure and Macroeconomic Performance of Bangladesh Economy; Savings, Investment and Capital Formations, Fiscal and Monetary Policies of Bangladesh; Inflation, Unemployment and External Sector Situation of Bangladesh.
1 Dornbusch. R, and Fischer, S. Macroeconomics
2 Mishkin, F.S. The Economics of Money, Banking and Financial Market
3 Ministry of Finance, Bangladesh Economic Review
4 Publications of Bangladesh Bank (Economic Trend, Annual Reports and other reports)
3 Samuelson, P.A and Nordhaus, W.D. Economics
PAPER 2 : BUSINESS COMMUNICATION
Full Marks : 100
Module A: Theory and Process of Communication
Meaning and Importance of Communication, Business and Banking Communication. Principles of Business Communication, Process of Effective Communication (Model), Factors Affecting Communication
Module B: Classification and Methods of Communication
Types of Communication, Downward, Upward, Horizontal, External, Internal, Formal, Informal, Oral and Written, Spoken Communication and Listening.
Module C: Fundamentals of Business Writing
Adaptation and Selection of Words, Construction of Clear Sentences and Paragraphs, Effective Writing. Directness in Initiating Routine Letters, Answering Routine Letters, Indirectness for Bad-News and Persuasion.
Module D: Fundamentals of Report Writing
The Shorter form Report Structure, Long Formal Reports
Module E: Standard and Physical Aspects of Communication
Graphic Aids to Communication, Physical Presentation of Reports and Letters, Correctness of Communication.
Communication in the Financial Institutions and Banks of Bangladesh
1 Lesiker, Raymond V. Basic Business Communication
2 Narayan, N.C Complete Banking Correspondence
3 Singh, L.R. A Guide of Bank Correspondence
4 Slocun, Keith. Business English with Programmed Reinforcement
PAPER 3 : ORGANIZATION AND MANAGEMENT
Full Marks : 100
Module A: Fundamentals of Organizational Behavior and Environment
Working with People, Social Systems, Formal and Informal Organization, Mainsprings of Motivation, Motivating Employees, Job Satisfaction, Developing a Sound Organizational Climate. Organizational Structure & Design, Technology & People, Quality of Work Life, The Individual in the Organization.
Module B: Leadership and Its Development
Leadership and Supervision, Employee Participation, Interpersonal and Group Dynamics,
Managing Change & Conflict, Organizational Development and Training.
Module C: Organizational Behavior in Perspective
Models of Organizational Behavior, Limitations of Organizational Behavior. Applied Aspects of Human & Organizational Behavior in Banks
Module D: Basic Management Concept, Environment and Process
Management Science, Theory and Practice; Patterns of Management Analysis. Internal Environment, External Environment and Management Process (Planning, Staffing, Organizing, Leading and Controlling).
Module E: Personal Management
Perspective of Personnel Management, Organization for Personnel Management, Manpower Planning, Job Analysis and Job Evaluation, Personnel Compensation, Manpower Recruitment and Selection, Career Planning, Appraising Personnel Performance, Manpower Development, Handling Personnel Grievances, Disciplinary Actions.
Module F: Organizational Ethics, Business Ethics, Code of Conduct, Conflict Resolutions
1 Davis, Keith. Human Behavior At Work (Organizational Behavior).
2 Hersey, Paul and K.H. Blanchard. Management of Organization Behavior.
3 Ivancevich & Matteson. Organizational Behavior & Management.
4 Juicus, M.J. Personnel Management.
5 Terry, G.R. Principles of Management.
6 Weihrich, Heniz and Harold, Koontz. Management.
PAPER 4 : LAWS AND PRACTICE OF BANKING
Full Marks : 100
Module A: Business Related Laws
Transfer of Property Act
Sale of Goods Act
Module B: Financial Institutions Related Laws
Bank Company Act
Financial Institutions Act
Bangladesh Bank Order
Bankers Book Evidence Act
Artho Rin Adalat
Module C: Financial Instrument Related Laws
Negotiable Instrument Act
Money Laundering Prevention Ordinance & Anti Terrorism Ordinance
1 Ali, S. Ashraf & Howlader, R.A. Banking Law and Practice
2 Bashar, M.A. Bangladesh Laws on Banks and Banking
3 Debnath, R.M. Banks and Legal Environment
4 Relevant Govt. Gazettes
5 Varshney, P.N. Banking Law and Practice
PAPER 5 : MARKETING OF FINANCIAL SERVICES
Full Marks : 100
Module A: The Role of Marketing
Introduction- The Marketing Function- The Comparative Development of Marketing for Banks and Financial Institutions. Elements of Marketing.
Module B: Customer Behavior and Market Segmentation
Introduction- Consumer Behavior and Attitudes- Types of Market Segmentation- Segmentation of Retail vs Corporate Markets.
Module C: Branch Location and Distribution
Introduction- Means of Distributing Financial Services- Locating Bank Branches- New Technology and Branching- Creating the Branch Image.
Module D: Advertising and Communication
The Roles of Advertising- Advertising Channels- Promotions- Publicity- The Contribution of Advertising and Communications to Marketing Programmes of Financial Institutions.
Module E: Product Development and Pricing
Product Development and Segmentation- Special Features of Product Development- Product Development Strategies- the Implications of New Technology for Bank Product Development. Pricing Systems- Methods of Pricing- Price Policies: Strategic V. Tactical Goals- the Marketing Programmes of Financial Institutions.
Module F: Marketing Strategies of Financial Institutions
Introduction- Corporate Planning- Formulating a Marketing Strategies for Banks and Financial Institutions, Implementing Marketing Strategy. Marketing Strategy of New Products.
Module G: Marketing Administration
Administering the Marketing Programme- Administration of Retail V. Corporate Financial Markets. Future Outlook.
Module H: Marketing Research in Financial Institutions
The Role and Functions of Marketing Research in Financial Institutions- The Research Methodology- Evaluating Marketing Research Programmes- Applications of Marketing Research in Financial Institutions.
Module I: Marketing of Financial Services in Bangladesh
1 Andrew, Kenneth. Bank Marketing Handbook.
2 Arthur, Mechian. Bank Marketing Management.
3 Kotler, Marketing Management
PAPER 6 : Accounting for Financial Services
Full Marks : 100
Module A: Introduction and Environment
Purpose, Nature, Uses and Users of Accounting Information, Functional and Operational Definition of Accounting, Accounting Principles, Standards and Regulations, Forms of Business Organizations and Accounting systems.
Module B: Analysis of Financial Statement
Objectives of Financial Statement Analysis, Financial Statement Analysis, Horizontal and Vertical Analysis, Comparative Financial Statements, Communize Statements, Financial Ration Analysis, Trend Percentage, Specialized Analysis, Cash Forecasts, Analysis of Changes in Financial Position, Break-Even Analysis, Cash Flow Statement, Unadjusted Trial Balance and Adjustments.
Module C: Processing and Recording of Accounting Information
Transaction, Analysis of Transaction, Accounting Cycle, Recording of Transaction, Double Entry System, Golden Rule of Debit and Credit, Posting of transactions to the Ledger, T Form and Multi Column Ledger, Preparation of Cash Book, Single Column, Double Column and Triple Column Cash Book, Preparation of Trial Balance, Suspense Accounts, Reflection of Errors Adjusting Entries and Closing Entries Accrued and Deferred Revenue and Expenses.
Module D: Financial Statements for Different Entities
Service, Merchandise and Manufacturing Operation: Income Statement, Cost of Goods Sold, Cash Flow Statement, Balance Sheet, Limitation of Balance Sheet.
Partnership and Joint Stock Companies: Specific Characteristics of Financial Statements of Partnership Capital Account, Current Account, Profit and Loss Adjustments Account. Distinguishing Characteristics of Financial Statements of Companies.
Banks and Other Financial Institutions: Provisions of Bank Company Act, 1991 (with Amendments), Preparation of Profit and Loss Account and Balance Sheet of Banks. Provisions of Financial Institutions Act, 1993 (with Amendments), Preparation of Profit and Loss Account and Balance Sheet of Financial Institutions.
Module E: Accounting for Assets
Current Assets: Inventory Valuation, Periodic and Perpetual Method for Ascertaining Closing Inventory, Average, Last In First Out (LIFO), First In First Out (FIFO), Account Receivables.
Fixed Assets: Depreciation Methods, Recording of Depreciation, Valuation of Fixed Assets, Depreciation as a Cost Allocation.
Module F: Journal Rules for Journalizing
Different Types of Journals, Sub-Division of Journals, Posting of Accounts, Ledger, Interpretation of Ledger Account, Writing of Different Types of Cash Book in Columnar Form, Imprest System of Petty Cash, Bank Reconciliation System, Journal Proper.
1 Anthony, Reece Accounting Principles (Richard D, Irwin, Inc. U.S.A.).
2 Anthony, Robert N. Essentials of Accounting (IRWIN, U.S.A.).
3 Harmenson, Edwards, MAHER Accounting Principles (IRWIN, U.S.A.).
4 Khan, Md. Mainuddin Advanced Accounting (Ideal Library, Dhaka).
5 Weygandt, Kieso Kell Accounting Principles (John Wiley and Sons Inc. U.S.A.).