DETAILED SYLLABUS AND SUGGESTED READING MATERIALS FOR
JUNIOR ASSOCIATE OF THE INSTITUTE OF BANKERS, BANGLADESH (JAIBB)
PAPER 1 : PRINCIPLES OF ECONOMICS AND BANGLADESH ECONOMY
Full Marks : 100
Module A: Concepts of
Economics and Demand Supply Analysis
Economics, Scarcity, Opportunity Cost,
Micro and Macro Economics
Law of Demand and Supply, Changes in
Demand and Supply
Demand Supply Interaction, Market
Equilibrium, Shortage and Surplus, Price Ceiling and Floor
Price Elasticity, Income and Cross
Elasticity of Demand
Module
B: Production, Cost and Market structure
Theory of Production and Cost, Law of
Variable Proportions, Returns to Scale, Short and Long-Run
Costs.
Different forms of Market: Perfect
Competition, Monopoly, Oligopoly and Monopolistic
Competition; Their Characteristics and Equilibrium
Situations.
Module
C: Macroeconomics
Overview on Macroeconomics;
Macroeconomic Goal, Policies and Accounts
Macroeconomic Accounts: National Income
Account, Fiscal Account, Monetary Account and BOP Account.
Macroeconomic Policies and their
Interactions
Module
D: Bangladesh Economy
Structure and Macroeconomic Performance
of Bangladesh Economy; Savings, Investment and Capital
Formations, Fiscal and Monetary Policies of Bangladesh;
Inflation, Unemployment and External Sector Situation of
Bangladesh.
References
1
Dornbusch. R, and Fischer, S. Macroeconomics
2
Mishkin, F.S. The Economics of Money, Banking and
Financial Market
3
Ministry of Finance, Bangladesh Economic Review
4
Publications of Bangladesh Bank (Economic Trend,
Annual Reports and other reports)
3
Samuelson, P.A and Nordhaus, W.D. Economics
PAPER 2 :
BUSINESS COMMUNICATION
Full Marks : 100
Module
A: Theory and Process of Communication
Meaning and Importance of Communication, Business and
Banking Communication. Principles of Business Communication,
Process of Effective Communication (Model), Factors
Affecting Communication
Module B: Classification and Methods of
Communication
Types of Communication, Downward, Upward, Horizontal,
External, Internal, Formal, Informal, Oral and Written,
Spoken Communication and Listening.
Module C: Fundamentals of Business Writing
Adaptation and Selection of Words, Construction of Clear Sentences and Paragraphs, Effective Writing. Directness in Initiating Routine Letters, Answering Routine Letters, Indirectness for Bad-News and Persuasion.
Module D: Fundamentals of Report Writing
The Shorter form Report Structure, Long Formal Reports
Module E: Standard and Physical Aspects of Communication
Graphic Aids to Communication, Physical Presentation of
Reports and Letters, Correctness of Communication.
Communication in the Financial Institutions and Banks of Bangladesh
References
1 Lesiker, Raymond V. Basic
Business Communication
2 Narayan, N.C Complete
Banking Correspondence
3 Singh, L.R. A
Guide of Bank Correspondence
4 Slocun, Keith. Business English with Programmed Reinforcement
PAPER 3 : ORGANIZATION AND MANAGEMENT
Full Marks : 100
Module A:
Fundamentals of Organizational Behavior and Environment
Working with People, Social Systems, Formal and Informal
Organization, Mainsprings of Motivation, Motivating
Employees, Job Satisfaction, Developing a Sound
Organizational Climate. Organizational Structure &
Design, Technology & People, Quality of Work Life, The
Individual in the Organization.
Module B: Leadership and Its Development
Leadership and Supervision, Employee Participation,
Interpersonal and Group Dynamics,
Managing Change &
Conflict, Organizational Development and Training.
Module C: Organizational Behavior in Perspective
Models of Organizational Behavior, Limitations of
Organizational Behavior. Applied Aspects of Human &
Organizational Behavior in Banks
Module D: Basic Management Concept, Environment and Process
Management Science, Theory and Practice; Patterns of
Management Analysis. Internal Environment, External
Environment and Management Process (Planning, Staffing,
Organizing, Leading and Controlling).
Module E: Personal Management
Perspective of Personnel Management, Organization for
Personnel Management, Manpower Planning, Job Analysis and
Job Evaluation, Personnel Compensation, Manpower Recruitment
and Selection, Career Planning, Appraising Personnel
Performance, Manpower Development, Handling Personnel
Grievances, Disciplinary Actions.
Module F: Organizational Ethics,
Business Ethics, Code of Conduct, Conflict Resolutions
References
1 Davis, Keith. Human
Behavior At Work (Organizational Behavior).
2 Hersey, Paul and K.H.
Blanchard. Management of Organization Behavior.
3 Ivancevich &
Matteson. Organizational Behavior & Management.
4 Juicus, M.J. Personnel
Management.
5 Terry, G.R. Principles
of Management.
6 Weihrich, Heniz and
Harold, Koontz. Management.
PAPER 4 : LAWS AND PRACTICE OF BANKING
Full Marks : 100
Module A: Business Related Laws
Company Act
Contract Act
Transfer of Property Act
Limitation Act
Bankruptcy Act
Sale of Goods Act
Stamp Act
Partnership Act
Registration Act
Module B: Financial Institutions
Related Laws
Bank Company Act
Financial Institutions Act
Bangladesh Bank Order
Bankers Book Evidence Act
Artho Rin Adalat
Module C: Financial Instrument Related Laws
Negotiable Instrument Act
Money Laundering Prevention Ordinance & Anti Terrorism
Ordinance
References
1
Ali, S. Ashraf & Howlader, R.A. Banking Law
and Practice
2
Bashar, M.A. Bangladesh Laws on Banks and Banking
3
Debnath, R.M. Banks and Legal Environment
4
Relevant Govt. Gazettes
5
Varshney, P.N. Banking Law and Practice
PAPER 5 : MARKETING OF FINANCIAL SERVICES
Full Marks : 100
Module
A: The Role of Marketing
Introduction- The Marketing Function- The Comparative
Development of Marketing for Banks and Financial
Institutions. Elements of Marketing.
Module B: Customer Behavior and Market Segmentation
Introduction- Consumer Behavior and Attitudes- Types of
Market Segmentation- Segmentation of Retail vs Corporate
Markets.
Module C: Branch Location and Distribution
Introduction- Means of Distributing Financial Services-
Locating Bank Branches- New Technology and Branching-
Creating the Branch Image.
Module D: Advertising and Communication
The Roles of Advertising- Advertising Channels- Promotions-
Publicity- The Contribution of Advertising and
Communications to Marketing Programmes of Financial
Institutions.
Module E: Product Development and Pricing
Product Development and Segmentation- Special Features of
Product Development- Product Development Strategies- the
Implications of New Technology for Bank Product Development.
Pricing Systems- Methods of Pricing- Price Policies:
Strategic V. Tactical Goals- the Marketing Programmes of
Financial Institutions.
Module F: Marketing Strategies of Financial Institutions
Introduction- Corporate Planning- Formulating a Marketing
Strategies for Banks and Financial Institutions,
Implementing Marketing Strategy. Marketing Strategy of New
Products.
Module G: Marketing Administration
Administering the Marketing Programme- Administration of
Retail V. Corporate Financial Markets. Future Outlook.
Module H: Marketing Research in Financial Institutions
The Role and Functions of Marketing Research in Financial
Institutions- The Research Methodology- Evaluating Marketing
Research Programmes- Applications of Marketing Research in
Financial Institutions.
Module I: Marketing of Financial Services in Bangladesh
References
1 Andrew,
Kenneth. Bank Marketing Handbook.
2
Arthur, Mechian. Bank Marketing Management.
3
Kotler, Marketing Management
PAPER 6 : Accounting for Financial
Services
Full Marks : 100
Module A: Introduction and
Environment
Purpose, Nature, Uses and Users of Accounting Information,
Functional and Operational Definition of Accounting,
Accounting Principles, Standards and Regulations, Forms of
Business Organizations and Accounting systems.
Module B: Analysis of Financial
Statement
Objectives of Financial Statement Analysis, Financial
Statement Analysis, Horizontal and Vertical Analysis,
Comparative Financial Statements, Communize Statements,
Financial Ration Analysis, Trend Percentage, Specialized
Analysis, Cash Forecasts, Analysis of Changes in Financial
Position, Break-Even Analysis, Cash Flow Statement,
Unadjusted Trial Balance and Adjustments.
Module
C: Processing and Recording of Accounting Information
Transaction, Analysis of Transaction, Accounting Cycle,
Recording of Transaction, Double Entry System, Golden Rule
of Debit and Credit, Posting of transactions to the Ledger,
T Form and Multi Column Ledger, Preparation of Cash Book,
Single Column, Double Column and Triple Column Cash Book,
Preparation of Trial Balance, Suspense Accounts, Reflection
of Errors Adjusting Entries and Closing Entries Accrued and
Deferred Revenue and Expenses.
Module
D: Financial Statements for Different Entities
Service, Merchandise and Manufacturing Operation:
Income Statement, Cost of Goods Sold, Cash Flow Statement,
Balance Sheet, Limitation of Balance Sheet.
Partnership and Joint Stock Companies:
Specific Characteristics of Financial Statements of
Partnership Capital Account, Current Account, Profit and
Loss Adjustments Account. Distinguishing Characteristics of
Financial Statements of Companies.
Banks and Other Financial Institutions:
Provisions of Bank Company Act, 1991 (with Amendments),
Preparation of Profit and Loss Account and Balance Sheet of
Banks. Provisions of Financial Institutions Act, 1993 (with
Amendments), Preparation of Profit and Loss Account and
Balance Sheet of Financial Institutions.
Module E: Accounting for Assets
Current Assets:
Inventory Valuation, Periodic and Perpetual Method for
Ascertaining Closing Inventory, Average, Last In First Out
(LIFO), First In First Out (FIFO), Account Receivables.
Fixed Assets: Depreciation Methods,
Recording of Depreciation, Valuation of Fixed Assets,
Depreciation as a Cost Allocation.
Module F: Journal Rules for
Journalizing
Different Types of Journals, Sub-Division of Journals,
Posting of Accounts, Ledger, Interpretation of Ledger
Account, Writing of Different Types of Cash Book in Columnar
Form, Imprest System of Petty Cash, Bank Reconciliation
System, Journal Proper.
References
1 Anthony, Reece Accounting Principles (Richard D, Irwin, Inc. U.S.A.).
2 Anthony, Robert
N. Essentials of Accounting (IRWIN, U.S.A.).
3 Harmenson,
Edwards, MAHER Accounting Principles (IRWIN, U.S.A.).
4 Khan, Md.
Mainuddin Advanced Accounting (Ideal Library, Dhaka).
5 Weygandt, Kieso
Kell Accounting Principles (John Wiley and Sons Inc.
U.S.A.).
